Government Schemes in India
Plain-language guides to central and Jharkhand government schemes: who can apply, what you get, which documents you need and where to apply officially.
Not sure where to start? Check your eligibility12 schemes found
PM-KISAN
PM-KISAN pays eligible landholding farmer families ₹6,000 a year, sent directly to their bank account in three instalments of ₹2,000.
Eligibility & how to applyPM Fasal Bima Yojana
PMFBY is crop insurance that protects farmers against crop loss from natural disasters, pests and diseases, at a low premium paid by the farmer.
Eligibility & how to applyAyushman Bharat PM-JAY
PM-JAY gives eligible families free, cashless hospital treatment of up to ₹5 lakh per family per year at empanelled government and private hospitals. Every citizen aged 70 or above is covered regardless of income.
Eligibility & how to applyPM MUDRA Yojana
MUDRA loans are collateral-free loans of up to ₹20 lakh for small, non-corporate businesses, given through banks, NBFCs and microfinance institutions.
Eligibility & how to applyStand-Up India
Stand-Up India helps women and SC/ST entrepreneurs get bank loans between ₹10 lakh and ₹1 crore to set up a new (greenfield) enterprise.
Eligibility & how to applyAtal Pension Yojana
Atal Pension Yojana is a voluntary pension scheme. You pay a small monthly amount while working and get a guaranteed pension of ₹1,000 to ₹5,000 a month after turning 60.
Eligibility & how to applyPM Jeevan Jyoti Bima Yojana
PMJJBY is a one-year renewable life insurance that pays ₹2 lakh to your nominee on death from any cause, for a premium of ₹436 a year.
Eligibility & how to applyPM Suraksha Bima Yojana
PMSBY is accident insurance that pays up to ₹2 lakh for accidental death or disability, for a premium of ₹20 a year.
Eligibility & how to applySukanya Samriddhi Yojana
Sukanya Samriddhi Yojana is a government-backed savings account for a girl child, to save for her education and marriage, with tax benefits.
Eligibility & how to applyPost Matric Scholarship (SC)
This scholarship pays the compulsory fees and an academic allowance for Scheduled Caste students studying in Class 11 and above, when family income is up to ₹2.5 lakh a year.
Eligibility & how to applyPM Kaushal Vikas Yojana
PMKVY offers free, short-term skill training with a government-recognised certificate, to help young people find jobs or start their own work.
Eligibility & how to applyMaiyan Samman Yojana
Jharkhand’s Maiyan Samman Yojana gives eligible women residents of Jharkhand monthly financial support of ₹2,500 directly in their bank account.
Eligibility & how to apply